RICHARD
S. OGREN - ASSOCIATE
Richard Ogren has an extensive business background and brings over 30 years of experience to the Baltimore Financial team. He moved from Minneapolis, Minnesota in the mid 70’s to the Marin County. He grew up in the real estate industry, as his father owned a real estate sales firm with multiple offices in Minneapolis.
Richard has most recently been with The Financial Advantage as a mortgage loan originator.
He developed the ability to provide solutions to complex lending scenarios, with various lenders.
He was successful due to his ability to be creative and to think outside the box.
Prior to joining BFC, Richard was an executive recruiter with MRI, a business
credit account executive with TRW Business Credit, a direct mail account executive
with The ListMaster, and a commodities broker with ITG. He was also a manufactures
representative and a regional sales manager in the wholesale apparel business.
Richard graduated from the University of Minnesota in Business Administration.
He has a series 3 Commodities Brokers License, and a Real Estate License in California.
He is a member of the Bay Area Mortgage Association. He is married for 26 years and has
two daughters that he has guided through college graduation. Richard currently resides
in Petaluma, CA.
STEVE RYLAND
- ASSOCIATE
Steve Ryland brings 34 years mortgage finance, development
and investment experience to Baltimore Financial. Most recently he has been the
President of Financial Advantage Mortgage, Inc. representing over 100 lenders to
California borrowers. Founded in 1990, the company served the greater Bay Area
in financing single family residences, apartment buildings, and mixed use
investment properties.
Steve began his career in 1973 as a licensed sales associate
for a boutique
Marin
County real estate sales company which specialized in investment properties. In
1978 he co-founded and was Vice President of The Mills-Ryland Company. His
responsibilities included project management and financing. The company’s focus
was the rehabilitation of historical building throughout
Northern California
Later, Steve was project manager for both Urban West
Communities, building their 500,000 sf office park in
Contra
Costa County, and for the Hofmann Company, redeveloping a wholesale mart in the
San Francisco’s Design District.
A native Californian, he moved from
Southern
California to the Bay Area in 1971 for his senior year of college at
San
Francisco State. He has lived in Marin County since 1972 with his wife of 30
years. They raised their two daughters in
Mill
Valley and now reside in
San Rafael.
He has a CCIM Certification, a California Real Estate
Brokers License and is a member of Bay Area Mortgage Association.
DAN O'CONNELL - ASSOCIATE
Dan O’Connell recently
joined BFC. He previously was the owner and broker of DTO Commercial
Real Estate Finance and had operated it for nearly five years where he
represented clients in opportunities for commercial real estate loans. He is
accustomed to handling complex real estate lending requirements and criteria.
His experience includes working with the SBA, major institutional lenders and
private money sources.
Additionally he held an eight
year career as a real estate broker in which he sold and leased commercial and
industrial real estate to corporate and business users and investors. His
experience also includes sales for other industries, marketing, client account
management and extensive customer service.
He is a past Board member & past Vice President of the City
of Santa Clara Chamber of Commerce. He is a graduate of San Jose State
University, San Jose and is concluding a Master’s of Science Degree in Real
Estate and Construction from University of Denver, Burns School of Real Estate.
Additionally he is a licensed California Real Estate Broker.
EVA BUNAES - OFFICE MANAGER
Eva Bunaes brings to Baltimore Financial Corporation team more than 20
years of professional business experience in real estate finance, office
management, and exceptional customer service.
Prior to joining Baltimore Financial Corporation (BFC) team, Eva was the
District Secretary at a Marin County Public Agency. In this capacity she
served as the liaison for the citizens, assisting with their requests on
various projects and resolving issues.
Prior to the public agency, Eva was an executive assistant to a team of
Banking Directors at Donaldson Lufkin & Jenrette and Credit Suisse in San
Francisco in their Real Estate Division. The firm was active in providing
debt and equity to the major real estate developers and investors through
out the United States.
Eva began her career as a flight attendant with a major airline and spent
20 years traveling the world before getting married and starting a family.
In addition to assisting the President of Baltimore Financial, Eva serves
as the office manager and liaison for marketing and IT services. She lives
with her family in Sonoma County.